Real Estate Closing Attorney
Real Estate Closings in Connecticut – Brookfield, Bethel, Danbury, Redding, Newtown, Ridgefield
I can assist individuals looking to sell or purchase real estate property in Connecticut. Whether selling or buying a home, a business location, or an investment property, I help my clients seamlessly accomplish their goals by facilitating the real estate closing process.
I am an approved settlement agent, have done closings, or both, with the following lenders:
- Fairfield County Bank – Ridgefield Bank
- Newtown Savings Bank
- Union Savings Bank
- Savings Bank of Danbury
- Prysma Lending
- Caliber Home Loans
- Village Mortgage
- Total Mortgage
- EMM Financial
- Plaze Home Mortgage
I am prepared and capable of handling closings for any lender that I have not previously worked with.
As “Buyer’s Attorney” in real estate closings, I make sure the condition of the property is safe for living or working by requiring all necessary inspections and disclosures from the Seller or their agent. I check that the title is clear of encumbrances such as mortgages or liens, and if it is not, that our client is fully informed as to their existence and effect. I negotiate the contract of sale with the Seller’s Attorney to make sure the contingencies our client requires are included and that our client is receiving the property as promised, and as required by law. I review the mortgage company’s commitment letter. I conduct or review the title search, depending on the needs of our clients. I help our clients purchase title insurance to protect their real estate purchase from undiscoverable issues created by previous owners. I coordinate all of the cash flow through our IOLTA trust account, and help pay off outstanding mortgages on other property if our client requests us to do so. Finally, I record all necessary documents with the Town Hall where the property is located.
As “Seller’s Attorney” in real estate closings, I prepare the contract for sale including all the necessary terms such as identification of the parties and their agents, legal description of the property, price of sale, and any representations or disclosures about the property our client must make as required by law. I then negotiate the contract terms with the Buyer’s Attorney, who will want to introduce additional terms to protect their client. I obtain payoff letters for any active mortgages so that they may be paid off from the sale proceeds and the Buyer can have clear title. Finally, I obtain and record all mortgage releases with the Town Hall where the property is located.
In all our client representations for purposes of Real Estate Closings I attend the closing, either with our client or in place of our client. I can execute power of attorney allowing us to handle the entire real estate closing, or parts of the real estate closing process, on behalf of our client. After the real estate closing, I provide all our clients with an accounting of funds for their records.