Should I Speak To An Insurance Adjuster After My Car Accident?

Being involved in a car accident due to the negligence or recklessness of another can cause a lot of stress. Your vehicle is damaged, perhaps even non-operational. Your body has suffered injuries. You are soar and tired, perhaps even physically unable to work. You want immediate resolution of the issues the liable party caused. At this point, many people consider calling either their own insurance company or the liable party’s insurance company to demand compensation. You need to stop and ask yourself: Should I Speak To An Insurance Adjuster After My Car Accident?

The answer to this question is almost always a resounding NO. An insurance adjuster works for the insurance company and their job is to save the insurance company as much money as possible. They will want you to make a recorded statement, which they hope to later use to somehow limit their liability. They are trained professionals, masters at eliciting information.

The liable party’s insurance adjuster will attempt to elicit information that will downplay your injuries, asking questions such as “how’s it going?” or “how are you”, hoping for replies of “I’m ok” or “Doing alright”. They will put you on the spot by asking why you reacted a certain way and not another way. They will attempt to make you seem like an inattentive driver. In short, they will try to place the blame on you, rather than the individual they insure.

Your insurance company will act similarly. While at first it might seem like your insurance is on your side, this is not always the case. Your insurance company will want to limit any liability for un-insured or under-insured motorist protection, or any other liability they might have under your policy.

Once you have sought medical attention for your car accident related injuries, you need to contact a Connecticut personal injury attorney. You need a trained professional on your side. Let us handle the insurance companies and insurance adjusters so that you can focus on recovering from your injuries. Contact us today for a no obligation free consultation.